Workers Compensation
Your employees are the backbone of your organization, and we are here to help ensure safety in the workplace and provide them with the care they need if a workplace injury occurs. If any of your employees sustain a workplace injury, we are proven leaders in ensuring they receive the necessary care so they can get back to work quickly.
Coverage Details
What Does Workers Compensation Insurance Cover?
Workplace Injuries
If an employee becomes ill or is injured while performing their job duties, workers compensation insurance provides related medical care and economic losses.
Temporary or Permanent Disability Benefits
If a team member becomes injured on the job, your workers compensation policy covers wage replacement, ensuring the employee can focus on recovery and rehabilitation.
Estate Benefits
If someone passes away because of a work-related incident, benefits may be available to the employee’s family depending on the work location of the employee.
Supplemental Job Displacement Benefits
In California, vouchers are provided to help pay for retraining or skill enhancement if the employee doesn’t recover completely and can’t return to work for their employer.
Loss Control
For employers, we provide training materials and resources online 24/7 to help you protect your business. Our Loss Control Consultants also present monthly webinars focused on protection to support workplace safety efforts.
Return to Work Support
Our goal is to help recovering workers get back to health and back to work. To facilitate this, we offer a variety of transitional work programs and assist employers in developing transitional work duties.
Services
Berkshire United combines expertise and a service mindset to ensure all customers receive exceptional customer care. Our in-house team provides proactive communication, quick action, and personalized solutions.
Different coverages need different resolutions, but our belief is that all customers need a claim to be easy to report and resolved as quickly as possible to protect their business. From Loss Control experts to one point of contact with our Client Services team, we make managing your insurance needs simplified and straightforward.
Loss Control
Our Loss Control services are designed to help you minimize risks and prevent losses common to your industry. Our seasoned professionals offer expert advice and practical solutions.
Client Services
We provide a single point of contact who can offer support, answer questions, provide training, and coordinate with all other Berkshire United team members to ensure seamless communication.
Claims
Berkshire United offers comprehensive services to help resolve claims quickly. From commercial auto to workers compensation – and everything in between – we understand the need to resolve the claim in the best, most efficient way possible so you can get back to business.
Fighting Fraud
BHHC believes proactive vigilance and early detection helps minimize exposure. Timely reporting of suspicious behavior improves our ability to contain costs and fight fraud.
Injured Workers
At BHHC, we’re dedicated to guiding and supporting you every step of the way. We recognize the importance of timely, clear responses to questions regarding your ongoing workers compensation claim.